Sam has over 20 years of experience in leading several companies including Spectrum Network International, Earl & Duke Limited as a Managing Director and Black Tie Events Limited as a non executive director. He is an astute Business Intelligence and Risk Management professional with a strong background in Corporate Investigations, Background checks, Credit, Sales and Marketing among others. He had a penchant for empowering young entrepreneurs through financialinclusion.

Njeru is a prolific banker with over 30 years of experience having worked as a Credit and Commercial Services Manager with several banks including National Bank of Kenya, Merchant Card Services among others. Njeru brings on board a wealth of experience in provision of Credit to SMEs and MSMEs as an advisor with a passion for Logbook loans which he pioneered in the country. He is a source of invaluable advice to the Spectrum Credit Board.

Leonard is a career Public Servant and specifically a seasoned Public Policy and Leadership professional with experience spanning over 30 years. He has served in numerous Senior Public Service positions in various Government Sectors. He is a former CEO of the Commission of Administrative Justice and is passionate about Public Finance and Good Corporate Governance in the microfinance sector.

Ken has over 30 years of professional banking experience with Barclays Bank of Kenya, now known as Absa Bank of Kenya PLC, a renowned Pan African bank. He is passionate about debt collection and brings to Spectrum Credit Limited a wealth of valuable financial expertise.

Nelly is a Human Resource professional with experience spanning 20 years. She is passionate about empowering Women and the Marginalized in our society. She is skilled in sales and Marketing and has worked at Spectrum Network International for over 10 years in the HR and Accounting divisions. She is passionate about empowering the youth and women through financial.